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Make the most out of life
At Velliv, we value financial surplus and life’s surplus equally. You’ll discover solutions that bring clarity to your finances and fuel for your dreams. And as you navigate life’s twists and turns, we’re here to guide and support you – every step of the way.
Velliv’s Annual Report 2025
Velliv has delivered the strongest operating result in the company’s history – DKK 1,087 million before tax
We're introducing VellivKroner for market-rate customers
At Velliv, we're owned by our customers. That's why we believe in giving back to them when things are going well.
The idea is simple: When Velliv does well, you should benefit too. If you're a customer with market-rate pension, this happens through VellivKroner which are paid directly into your pension savings.
Why you should make Velliv your top choice
We strive to be our customers' preferred pension provider – and we’re committed to making it happen every single day. Here are five crucial focus points that drive our efforts – perhaps they're also important to you.
Fast support for your well-being – We’re here for you
We’ve got your back when life throws a curveball. Whatever’s standing in the way of your physical and mental well-being, big or small, we’re here to help.
Flexible investing – We have a savings option for you
Among your options is VækstPension Index, our life-cycle product that offers some of the lowest costs in the industry and a return that’s consistently ranked among the market leaders over the past decade.
Personalised advice – We give you clear recommendations
No one shoe fits all. That’s why we offer personalised guidance on your pension and insurance, tailored to your individual circumstances – and wherever you are in life.
Velliv is 100% customer owned
We work to create the greatest possible value for you and other customers - not for shareholders or external owners. The idea is therefore quite simple: When Velliv does well, you should benefit through VellivKroner from us.
We take our social responsibility seriously
Corporate social responsibility is a natural part of our everyday life and the way we run Velliv.
You’re part of a customer community
As a customer of Velliv, you’re automatically a member of Velliv Foreningen, which owns Velliv. The association aims to exercise active ownership of Velliv and supports projects that promote mental health in working life. As a member, you're entitled to participate in the representative member democracy and member activities.
As a customer-owned company, our customers directly benefit from the financial strength of our community. E.g. through VellivKroner, which is an investment cost discount. This means more money for your savings - and ultimately more money to live on, once you retire. Our unique model makes a real difference in the market for both potential and existing customers.
Kim Kehlet Johansen
Chief Executive Officer
Contact us
Let’s work together to find the right solution for your business
Are you looking for advice on pension and health solutions for your employees? We’d be happy to help.
Do you have questions about your pension or need some guidance?
Whether you’re looking for a pension review, want to make changes to your savings, or have other questions about your pension scheme, we’re here to help.