Balanced funds in LinkPension
Balanced funds in LinkPension
With LinkPension, you can choose to invest in our balanced funds. Our experts have carefully selected the investments for you.
You can select from balanced funds that are managed in either Index, Aktiv or Aftryk. Additionally, you can choose from different risk profiles: low, medium, high risk or pure equity fund.
Aktiv investment management
Aktiv investment management provides you with the best risk diversification and secures good opportunities for high returns. Our investment experts continuously monitor the market, select individual securities and assess the composition of asset classes (e.g., stocks, bonds, real estate, alternatives etc.) on an ongoing basis. Additionally, you gain access to attractive investment types that are not available to private individuals otherwise.
Index investment management
Index investment management is based on listed stocks and bonds. The portfolio automatically tracks a range of the most widely used stock and bond indices in the world, while taking into account Velliv’s policy on responsible investments.
The equity portion is globally invested and consists of four parts: Global Large Cap., Global Small Cap., Emerging Markets and Danish stocks, providing geographical and sectoral diversification.
The bond portion is also globally exposed to a range of different types of bonds, including government bonds and mortgage-backed securities, corporate bonds, emerging market bonds and inflation-linked bonds.
Index investment management provides lower investment costs, but also less risk diversification. Additionally, you forgo the potential extra return that can be achieved through actively managed pension savings.
Aftryk investment management
Our Aftryk investments have a global investment scope, and our starting point is therefore a broad investment universe across asset classes.
When Velliv selects the investments to be included in Aftryk, we conduct a thorough analysis of individual investment opportunities. Our sustainability analysis is tailored to the specific asset classes.
When selecting external partners who manage investments on behalf of Velliv, we conduct a thorough analysis of their approach to ESG considerations. We examine their organisational setup regarding sustainability, how they integrate ESG into the investment process and their reporting in this area.
What’s your risk appetite?
When investing in Velliv’s balanced funds, you need to consider both the management approach and the level of risk you’re willing to take. You can choose from:
- Low risk – stable returns, lower potential for growth. A relatively large part of your savings will be invested cautiously in bonds.
- Medium risk – stable returns, higher potential for growth. A moderate part of your savings will be invested cautiously in bonds.
- High risk – high potential for growth, increased risk of loss. A relatively large part of your savings will be invested more aggressively in stocks.
- Equity funds – very high potential for growth, significant risk of loss. As a general rule, the entire amount of your savings will be invested aggressively in stocks.
Contact us
Do you need assistance?
If you would like to review your pension, make changes to your savings or have other questions about your pension scheme, please contact our Customer Centre.
Our phones are open
Monday to Thursday: 8.30 – 16:00
Friday: 9:00 – 16:00