How does a divorce impact your pension and insurance
Generally your and your spouse’s pension savings will not be included in the assets to be divided. You will each keep your ‘reasonable’ pension schemes.
You will each keep your ‘reasonable’ pension schemes. Reasonable means pension savings that match your educational qualifications, job and financial situation and which have been saved in connection with a job.
However, it is a matter of judgment whether e.g. voluntary contributions and certain personal pensions are to be included in the assets to be shared. That depends on the balance between your and your spouse’s pension savings and your financial interaction during your marriage.
Therefore, we recommend that you ask your lawyers to consider both sides of your case. Use our pension advisers to obtain the necessary overview.