Employer bankrupt

If your employer goes bankrupt, you have to contact the Danish Employees' Guarantee Fund as soon as possible. They can tell you if they can pay salary to you and make contributions to your pension scheme with us.
When your employer has gone bankrupt, you have to decide what to do with your pension scheme. And you have to contact us as soon as possible if you want to continue your pension scheme after the contributions have stopped. 

If you do not contact us, your pension scheme will automatically be changed into a paid-up policy and that leaves you with your savings only. If the value of your savings is less than DKK 11.100 (2020), the scheme will be terminated. After payment of fees and charges to SKAT, any surplus value will be paid into your NemKonto.