Salary scale
If you become seriously ill or are involved in an accident, you may need a cover for reduced earning capacity.
With salary scale (lønskala) adjustment, we automatically adapt the size of your cover for reduced earning capacity if your pensionable salary changes. This ensures that you always have the right level of cover if life takes an unexpected turn.
Salary scale means that the default cover for reduced earning capacity is determined based on the size of your pensionable salary.
| Salary | Cover |
| Less than DKK 200,000 | approx. 15% |
| Between DKK 200,000 and DKK 300,000 | approx. 15%-25% |
| Between DKK 300,000 and DKK 500,000 | approx. 25%-60% |
| More than DKK 500,000 | approx. 60%-80% |
You can choose to opt out of this adjustment yourself.