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Interim report for H1, 2026

Press release

Velliv delivers market-leading returns, growing contributions and a strong half-year result. We are well on our way towards developing Denmark’s most valuable community for pensions and health.

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  • Velliv delivered a profit after tax of DKK 200 million in the first half of 2026. At the same time, the company allocated DKK 352 million to customers through VellivKroner for the first time. Viewed in that context, the result is on par with the same period last year. This reflects a healthy and stable development, driven by growth in customer activity, increasing contributions and a strong core business.

    The growth is underlined by total contributions of DKK 19.3 billion in the first half of 2026 compared with DKK 16.7 billion in the same period last year, corresponding to growth of more than 15%. 

    Market-leading returns create value for customers

    For a customer with a medium risk profile and 15 years until retirement, VækstPension Index delivered a return of 9.8% in the first half of the year. This was the best return among commercial pension providers, VækstPension Aktiv delivered a return of 8.2%, while VækstPension Aftryk generated a return of 10.0%. 
     
    These returns were achieved during a half-year marked by significant uncertainty and volatility in the financial markets. Conflicts in the Middle East, uncertainty regarding tariffs and trade policy and high valuations among the largest technology companies continuously challenged investors. Nevertheless, Velliv successfully navigated the market turbulence while capitalising on opportunites created by market fluctuations.  

    Health

    At Velliv, we’re experiencing strong interest in our health insurance and integrated health services, which help ensure that customers receive the right support earlier in the course of illness. This both strengthens customer wellbeing and contributes positively to treatment and outcomes. 

    Key figures for the first half of 2026

    Profit before tax: DKK 246 million

     DKK 656 in H1 2025

    Profit before tax before allocation of VellivKroner in H1 2026: DKK 598 million

    Profit after tax: DKK 200 million

    DKK 486 million in H1 2025

    Profit after tax before allocation of VellivKroner in H1 2026: DKK 461 million

    Profit from the health and accident insurance business: DKK 117 million

    DKK 72 million in H1 2025

    Gross Written Premiums (GWP): DKK 19.3 billion

    DKK 16.7 billion in H1 2025

    Total customer returns: DKK 23.8 billion

    DKK 4.7 billion in H1 2025

    Read more in the interim report:

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