Annuity certain scheme
Annuity certain scheme – get a steady payout for up to 30 years
Disbursement
With an annuity certain scheme, you’ll receive monthly payouts as a pensioner. You can choose from a disbursement period of either 10 or 30 years. This way, you’re ensured a steady income.
Annuity certain – get a monthly payout for 10-30 years
With an annuity certain scheme, you can look forward to a secure and stable retirement. Here, you receive a monthly payout that secures your steady income.
When you start the disbursement of your pension, you can choose the disbursement period – between 10 and 30 years. This allows you to plan ahead and consider your needs at that time.
You get tax benefits for your contributions
With an annuity certain scheme, you’ll receive tax benefits while you’re making contributions. You can get tax benefits for contributions to annuity certain schemes of up to DKK 65,500 (2025) per year per year.
If you save more than this amount, we automatically ensure that your annuity certain scheme is combined with a whole-life annuity scheme. This way, you’ll receive tax benefits for all your pension contributions.
Financial security for your family
Pension is also about providing financial security for your family if you were to pass away prematurely.
With an annuity certain scheme, your beneficiary will take over the monthly payouts, if you pass away before the final payout. They can choose to have the savings disbursed as a lump sum, but this incurs a 40 per cent tax fee to the state.
You decide yourself who will be the beneficiary – however, there are some limitations.
Contact us
Do you need assistance?
If you would like to review your pension, make changes to your savings or have other questions about your pension scheme, please contact our Customer Centre.
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Monday to Thursday: 8.30 – 16:00
Friday: 9:00 – 16:00