This is how we prioritise your investments across the different risk profiles in VækstPension. The proportions of assets can vary over time.
Low risk – stable return, lower return potential. A relatively large part of your savings will be invested cautiously in bonds.
Medium risk – stable return, increased return potential. A moderate part of your savings will be invested cautiously in bonds.
High risk – high return potential, increased risk of loss. A relatively large part of your savings will be invested aggressively in stocks.
| Stocks | Alternative investments | Real estate | Bonds and credit | |
|---|---|---|---|---|
| Aktiv - low risk | 39% | 10% | 7% | 44% |
| Aftryk - low risk | 40% | 10% | 8% | 42% |
| Index - low risk | 45% | 55% | ||
| Aktiv - medium risk | 53% | 14% | 3% | 30% |
| Aftryk - medium risk | 62% | 10% | 4% | 23% |
| Index - medium risk | 70% | 30% | ||
| Aktiv - high risk | 74% | 15% | 10% | |
| Aftryk - high risk | 89% | 11% | ||
| Index - high risk | 100% |
Note: As you approach retirement (within 15 years), we’ll gradually reduce the risk level on your investments if you’ve chosen VækstPension. If you’ve chosen LinkPension, there will be no reduction in risk.