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Investment management costs

Investment management costs VækstPension

In VækstPension, you can choose between nine different investment profiles, where the risk is gradually reduced as you approach retirement. The reduction starts at the earliest when there are 15 years until your retirement. 
 
Below are the investment costs for the nine investment profiles with 0, 5, 15 and 30 years until retirement. The displayed investment costs are for a 15-year annuity certain scheme.  

Expected investement management costs (ÅOP)

Years until retirementRiskVækstPension AktivVækstPension AftrykVækstPension Index
30 yearsLow Risk0.80%0.97%0.50%
30 yearsMedium Risk0.90%0.99%0.50%
30 yearsHigh Risk0.90%1.00%0.50%
15 yearsLow Risk0.80%0.97%0.50%
15 yearsMedium Risk0.90%0.99%0.50%
15 yearsHigh Risk0.90%1.00%0.50%
5 yearsLow Risk0.73%0.96%0.50%
5 yearsMedium Risk0.81%0.97%0.50%
5 yearsHigh Risk0.86%0.99%0.50%
0 yearsLow Risk0.68%0.95%0.50%
0 yearsMedium Risk0.74%0.96%0.50%
0 yearsHigh Risk0.82%0.98%0.50%

Investment management costs (ÅOP) for 2024

Years until retirementRisikoVækstPension AktivVækstPension AftrykVækstPension Index
30 yearsLow Risk0.88%0.84%0.47%
30 yearsMedium Risk0.99%0.90%0.47%
30 yearsHigh Risk1.01%0.98%0.47%
15 yearsLow Risk0.88%0.84%0.47%
15 yearsMedium Risk0.99%0.90%0.47%
15 yearsHigh Risk1.01%0.98%0.47%
5 yearsLow Risk0.76%0.78%0.47%
5 yearsMedium Risk0.86%0.84%0.47%
5 yearsHigh Risk0.95%0.92%0.47%
0 yearsLow Risk0.67%0.74%0.47%
0 yearsMedium Risk0.75%0.80%0.47%
0 yearsHigh Risk0.91%0.87%0.47%

Change of investment profile

Please note that we charge a fee of  DKK 325 for changing your investment profile.