VækstPension Index
VækstPension Index – When balancing costs and returns is key
Investment strategy
In VækstPension Index, your pension savings follow the most widely used stock and bond indices in the world. This way, you can enjoy competitive returns while benefitting from some of the lowest investment costs in the industry.
VækstPension Index offers you Denmark’s only purely indexed-managed pension solution that automatically reduces risk as you approach retirement.
This means that you can enjoy attractive returns without breaking the bank, while also having peace of mind knowing that your risk Is automatically scaled back as your near retirement.
You choose your risk profile – high, medium or low – and then your savings are invested in some of the most widely traded stocks and bonds in the world.
Top market returns
Your investments are the core of your pension scheme– and crucial to how your pension savings grow over time. That’s why it’s essential to remember that pension is a long-term investment.
It’s also important to note that this is a market-based product, which means that there are no guarantees of returns. In fact, returns follow financial trends and are affected by ups and downs in the investment markets. As a result, you may experience both positive and negative returns.
Over the past ten years, VækstPension Index has delivered top-of-market returns.
What’s your risk appetite?
When you invest in securities, the value of your savings can fluctuate from year to year. That’s why it’s essential to decide on an investment risk level that’s right for you, so we can invest your savings accordingly.
Low risk
A relatively large part of your savings will be invested cautiously in e.g. bonds.
Medium risk
A moderate part of your savings will be invested cautiously in e.g. bonds.
High risk
A relatively large part of your savings will be invested boldly in stocks
Responsible investment
Although VækstPension Index is composed of several broad index investments, we still ensure that the investments align with our policy on responsible investment and active ownership.
Through active ownership, Velliv works to influence behaviour, strategies and development to promote a more sustainable future.
Investments and sustainability in VækstPension Index
At Velliv, our goal is to deliver the best possible returns for you, with the reassurance that your investments are made responsibly – considering human rights, climate and environment, anti-corruption and bribery, as well as corporate governance. We believe this approach provides a solid foundation for generating strong long-term returns.
VækstPension Index is a savings product with passive management. While it does promote environmental or social characteristics, it will not make any sustainable investments. Our investments are guided by Velliv’s policy on responsible investment and active ownership, which is based on international guidelines and standards, including the UN Global Compact, the UN Guiding Principles on Business and Human Rights and the OECD Guidelines. We report annually on the most significant negative impacts of our investment decisions on sustainability factors.
Contact us
Do you need assistance?
If you would like to review your pension, make changes to your savings or have other questions about your pension scheme, please contact our Customer Centre.
Our phones are open
Monday to Thursday: 8.30 – 16:00
Friday: 9:00 – 16:00